The terms 'you' and 'your' refer to the merchant to whom we will provide the Services and the person who signs or otherwise agrees to these Terms on behalf of the merchant below. Please read the Terms carefully; by using the Services, you agree to these Terms and confirm your acceptance of them.
By registering with FissionPay> registration, you agree that you have read, understood and accepted all of the terms and conditions contained in this document, as well as our Privacy Policy, KYC/AML Policy and Anti-Fraud Policy.
We are a cryptocurrency payment processor. We enable you to accept cryptocurrency as payment for goods or services and process cryptocurrency payments you receive from your customers (purchasers). We are not a cryptocurrency exchange or a place to buy or sell cryptocurrencies. Our services are only available to businesses selling products or services or registered charitable organizations receiving donations. By using the Services. You authorize us to act as your agent so that we may receive, hold and disburse funds on your behalf and take any and all actions we deem necessary to provide the Services and comply with applicable law. Buyer Direction FissionPay> payments will be treated as if they were made directly to you and will eliminate the Buyer's outstanding obligations
In order to use the service, you must open a FissionPay> account. When you open an account, we will ask you to provide contact information such as your name, phone number, email address, and information pertaining to the highest ranking individual in the ultimate beneficial owner or organization. We will also ask you to provide information about your business, including the legal name of your business or DBA, the physical address of the business, and your company's website. The information you provide when opening an account must be accurate and complete, and you must notify us within ten (10) business days of any changes to such information. (10) days of any changes to such information. We may ask you to provide additional information (including anyone who signs below or otherwise agrees to the Terms on behalf of the merchant) to help verify your identity and assess your business risk, such as your date of birth, tax ID number, or government-issued identification. We may also obtain information about you from third parties, such as credit bureaus and identity verification services. If you do not provide us with accurate, complete and satisfactory information to us, we have the right to refuse your account registration or close your FissionPay> account at a later date.
You will choose a password when you register for an account. You are responsible for maintaining the confidentiality of your password and account access information. You are solely responsible for all activities that occur using your password or account. Please notify us immediately of any unauthorized use of your password or account or any unauthorized use of your password or account or any other breach of security. If you share your password with someone else We will not be liable for any loss resulting from someone else's use of your password or account, whether or not you know about it. You may not allow other merchants to use your account. You may not use any other person's password at any time.
You must keep all records necessary to fulfill the sale of goods or services sold to Buyer and to provide any after-sales support to Buyer. If the sale of an item requires any government registration of the sale, it is your responsibility to make such registration.FissionPay> is required to keep records of all documents and information collected for your merchant account for as long as your account is active and for as long as required by law thereafter.
Subject to your local laws and regulations, you are solely responsible for obtaining any information required by the person purchasing your goods or services. For example, if applicable law prohibits the sale of goods to persons under the age of 18, you must ensure that the purchaser is at least 18 years old. you must ensure that the purchaser is at least 18 years of age. years of age. Similarly, if applicable law requires verification of the identity of the purchaser, you must verify the identity of the purchaser. If you fail to We are not responsible for your failure to adequately verify the identity or eligibility of your purchaser.
Use of the Services is governed by laws and regulations to prevent terrorist financing and anti-money laundering. You agree and acknowledge that your use of the Services will comply with such laws and regulations. Your use of the Services is also subject to the following important restrictions.
If we have reason to believe that a sale violates these Terms or will cause harm to you, another merchant, purchaser or other party We reserve the right to refuse to process that sale. If we have reason to suspect that your FissionPay> account has been used for illegal purposes, you authorize us to share information with law enforcement about you, your FissionPay> account, and your account activity with law enforcement.
We may request to inspect your place of business in connection with your use of the Services or documentation or evidence supporting a particular transaction. If you refuse our request, we may suspend or terminate your FissionPay> account.
When using FissionPay> website or services, you may be offered services, products and promotions by third parties. If you decide to use these third party services, the you do so at your own risk and are solely responsible for viewing, understanding and complying with the terms and conditions. We expressly disclaim any responsibility for third party services and are not responsible for the performance of third party services or service providers.
We have implemented security measures designed to protect your information from accidental loss and unauthorized access, use, alteration or disclosure. However We cannot guarantee that unauthorized persons will never access your information, and you acknowledge that you provide information at your own risk, unless otherwise required by applicable law.
In order to provide the Services, we may share with third parties information about you and your FissionPay> account with third parties, including but not limited to your bank and purchaser.
In order to verify the information you submit through the account registration process detailed in Section 2.1 Section 2.1 (General), we may request information from various third parties, including credit bureaus and identity verification services, in order to verify the information you submit through the account registration process detailed in Section 2.1 (General). By accepting these Terms, you authorize us to retrieve information about you through the use of third parties and acknowledge that we may have to share information previously submitted by you. FissionPay> may from time to time engage third parties to assist in different aspects of providing our services to you. You acknowledge and agree that your use of the Services may require us to share your information with these These third parties may be required to review your eligibility to use the Services in accordance with their own verification procedures.
You agree and acknowledge that we own the Services, related software, technical tools and content, the FissionPay> Website, the content displayed on the Website, and other materials produced by and in connection with FissionPay> and other materials produced by and in connection with FissionPay> (collectively, FissionPay> IP). Subject to these Terms, you may only use the Services and the FissionPay> IP to accept and receive payments. When you accept these Terms, we grant you a personal, limited, revocable and non-transferable license to use FissionPay> IP without the right to sublicense. You may not rent, lease, sublicense, distribute, transfer, copy, reproduce, download, display, modify, or time-share FissionPay> IP or any part thereof, or use the FissionPay> IP or use it as a component or basis for the commercial sale, sublicense, lease, access or distribution of the prepared products or services. You may not prepare any derivative works based on the FissionPay> IP, nor prepare any derivative works based on the FissionPay> IP, nor translate, reverse engineer, decompile or disassemble the FissionPay> IP.
Through the use of the Services, we may post your company name, URL, artwork, text, logos and other publicly available information about your business on FissionPay> 's promotional materials and all marketing channels with your company name, URL, artwork, text, logo and other publicly available information about your business ('Merchant Content'). Third parties may use FissionPay> 's Public Merchant Content and customize the data to create entries in directories or other channels, and data listed on third-party directories or channels will be subject to separate third-party terms of use. You represent and warrant to us that you have the right to provide us with Merchant Content, and that our use, copying, modification and distribution of Merchant Content:(a) will not infringe, violate or misappropriate any third party copyright, patent, trade secret or other proprietary right, (b) will not infringe any right of publicity or privacy, and (c) will not be defamatory or obscene or otherwise violate any law.
FissionPay's hosted checkout UI or API should be used. To charge your purchasers, you can send a request to FissionPay. FissionPay will pull the exchange rate, if applicable, and provide you with payment instructions to show to your purchasers. For any payments made using a supported blockchain, we consider the checkout complete after the payment has been confirmed by a reasonable number of blocks or the blockchain is designed to finalize the transaction. FissionPay is not responsible for payment settlement fees for payments for which sufficient block confirmations are never received.
We will verify the buyer's payment and post the balance to your accounting ledger via the cryptocurrency peer-to-peer payment network according to your preferences. The debit and credit sides of your ledger are FissionPay funds held temporarily until they can be settled to your crypto wallet. You can use your local currency, any supported cryptocurrency, or a mix of both to obtain settlement. You bear the risk of fluctuations in the currency you choose to settle in. For example, if you choose to settle in Bitcoin, then you bear the risk of fluctuations in the value of Bitcoin.
In some cases, payment exceptions will result when an invoice is not paid in full, is overpaid, or contains incorrect or missing meta information. You can resolve payment exceptions from the FissionPay merchant dashboard to resolve payment exceptions. If the buyer requests a refund due to a payment exception, FissionPay will deduct the anchor fee from the refund amount.
If we need to conduct an investigation or resolve any outstanding disputes related to your FissionPay account, we may delay settlement or restrict access to your funds during that time. In addition, we may delay settlement or restrict access to your funds if required by law, court order, or law enforcement.
You will have access to account information detailing your ledger and transaction and billing history through your merchant account. If you discover an error, you must notify us within thirty (30) calendar days of the posting of the ledger entry. (30) calendar days of the posting of the ledger entry.
These Terms apply only for the duration of your use of the Services. Once you stop using the Services, these Terms will no longer apply, and subject to Section 13.11 (Survival). You may close your FissionPay account at any time. You will still be required to pay us any fees incurred prior to the closure (if applicable) and we will remit to you any funds that have not yet been paid to you and that relate to the pre-closing sale. If your account balance falls below the minimum transfer amount we have recorded, you may be responsible for any applicable transaction fees that may be incurred in the transfer of funds.
At our discretion, we may terminate your account after notifying you by email or phone. If we suspect that your failure to comply with these Terms pose an unacceptable risk of fraud to us, or if you provide any false, incomplete, inaccurate or misleading information We may also suspend your access to the Services. We are not responsible for any losses you may suffer as a result of our closing or suspending your account. We are not responsible. In addition, if your merchant account has not paid for a transaction for more than twelve consecutive months, FissionPay reserves the right to suspend your account and disable processing capabilities.
If your FissionPay account is closed, you agree to: (a) continue to be bound by these Terms in accordance with Section 13.11 (Survival) (b) immediately cease using the Services, (c) the license provided under these Terms shall terminate, and (d) the license provided under these Terms shall be terminated. the license provided under these Terms shall terminate, and (d) (d) we reserve the right (but not the obligation) to delete all information and account data stored on our servers, and (e) we will not terminate access to the Services or delete your information or account data to you or any third party.
You agree to indemnify FissionPay, its affiliated and related entities and any of their officers, directors, employees and agents from and against any claims, costs, losses, liabilities, damages, expenses and judgments of any kind (including, but not limited to, costs, expenses and reasonable attorneys' fees) arising out of, relating to, or in connection with any claim, complaint, suit, audit, investigation, inquiry or other proceeding initiated by or relating to a person or entity: (a) any actual or alleged breach of your representations, warranties or obligations set forth in these Terms; (b) Your wrongful or improper use of the Services; (c) products or services sold by you through the Services, including, but not limited to, any false advertising, product defects, claims for personal injury, death or property damage. (d) Any other party's access to or use of the Services through your account information.
we provide the services on an 'as is' and 'as available' basis, and your use of the services is at your own risk. to the fullest extent permissible pursuant to applicable law, we provide the services without warranty of any kind, either express or implied (including, but not limited to, warranties of merchantability, fitness for a particular purpose, or non-infringement). Without limiting the foregoing we do not warrant that the services (and our website): will operate error-free or will correct defects or errors. will meet your requirements or be available, uninterrupted or secure at any particular time or location; and be free of viruses or other harmful content. we do not endorse, warrant, guarantee or assume responsibility for any products or services offered or advertised by third parties through the services or through our website
in no event shall we be liable to you or any third party for any direct, indirect, special, incidental, consequential, exemplary or punitive damages or any loss, theft, missing or lost profits, lost revenue, lost data or other damages, we will not be liable to you or any third party for any direct, indirect, special, incidental, consequential, exemplary or punitive damages or any loss, theft, missing or lost profits, lost revenue, lost data or other damages resulting from the use, inability to use or inability to use the Services, regardless of the form of action taken, and whether or not we know that such damages may have such damages may have occurred. In no event will we be liable to you or any third party for any damages arising from hacking, tampering, virus transmission or other unauthorized access to or use of the Services, your FissionPay account or any information contained therein, we will not be liable to you or any third party for any damage, loss or injury resulting from hacking, tampering, virus transmission or other unauthorized access or use of the Services, your FissionPay account or any information contained therein. in no event will our liability for any damages related to the services exceed our liability for any damages prior to the event giving rise to the claim of liability 6 for the period of 6 months prior to the event giving rise to the claim for liability for expenses incurred by you in connection with your use of the Services. the above limitations of liability shall apply to the maximum extent permitted by the laws of the applicable jurisdiction.
You are responsible for determining any and all taxes assessed, incurred or required to be charged, collected or withheld for any reason in connection with your use of our Software and Services ('Taxes'). payment or withholding of taxes ('Taxes'). You are also solely responsible for collecting, withholding, reporting and remitting the correct Taxes to the appropriate taxing authorities. We are not obligated to, and will not, determine whether Taxes apply or calculate, collect, report or remit to any taxing authority any Taxes arising from any Transaction.
For information about how we collect and use information, please refer to our Privacy Policy which is part of these Terms, so please be sure to read
If any provision of these Terms is determined to be invalid or unenforceable under any law, rule or regulation, such determination will not affect the validity or enforceability of any other provision of this Agreement.
We fail to assert that any right or provision of these Terms does not constitute a waiver of such right or provision, and no waiver of any provision shall be deemed to be a further or continuing waiver of such or any other provision.
This Agreement (including the Privacy Policy referenced herein) represents the entire understanding between us and you with respect to the matters discussed. Headings are for convenience only and should not be considered in interpreting these terms.
You agree to receive communications from us in electronic format and agree that all terms, conditions, agreements, notices, disclosures or other communications provided to you by us electronically will be deemed to be in 'writing'.
This contract shall be governed by and construed in all respects in accordance with Estonian and EU law, without regard to its conflict of laws principles. Any dispute relating to the interpretation or performance of this contract shall be settled amicably. If from the date of notification 30 If an amicable settlement is not reached within 30 days from the date of notification, the parties hereby irrevocably agree that all such disputes shall be settled in accordance with the International Chamber of Commerce (ICC) in London, UK. International Chamber of Commerce (ICC) in London, England The arbitration rules of the International Chamber of Commerce (ICC) in London, England, shall be the sole arbitrator. The language of the arbitration proceedings shall be English.
From time to time, we may update or change these Terms by posting revised Terms on our website. Such updates or changes shall be effective at the time of posting. If you continue to use the Services after we provide notice of such changes your continued use constitutes your acceptance of and agreement to be bound by the revised terms. If you do not agree to the revised terms. You must close your FissionPay account and cease using the Services in accordance with the termination section of this Agreement.
For any loss or damage caused by fire, telecommunications, utility or power failure, equipment failure, labor dispute, riot, war, the non-performance by our suppliers or vendors, God or other causes beyond the reasonable control of the parties; provided provided that the party has procedures reasonably suited to avoid the effects of such acts.
Section 4.2 (Security), Section 6 (Our ownership of the Services and the FissionPay Platform), Section 7 (Advertising), Section 8.5 (Certain Extensions), Section 10 (Indemnification), Section 11 7 (Advertising), Section 8.5 (Certain Extensions), Section 10 (Indemnification), Section 11 (No Warranty), 12 (Limitation of Liability) and (No Warranties), 12 (Limitation of Liability) and 13.7 (Governing Law and Arbitration) shall survive the termination of these Terms.